A catastrophic injury is an injury that fundamentally changes your life and imposes long-term consequences. The term is often associated with traumatic brain injuries, spinal cord injuries, burns, and amputations.
However, in truth, any injury that causes a disability, disrupts your ability to participate in your life, or causes some other significant change can be a catastrophic injury. Things like chest injuries, broken bones, vision or hearing loss have the potential to be catastrophic.
Insurance companies might know that your injuries could carry significant long-term costs. So, they may be quick to offer you a settlement or pressure you to accept an offer. Taking an early offer could mean that you never recover the full amount of money you need to cover your costs and losses.
Speak with an attorney about your injury before making any deals with an insurer. We’ll help you understand the true extent and scope of your injury and work to ensure that you’re fully compensated.